Built in Australia, for Australian Businesses

See your money at a glance.

Your business, in the vault.

Track income, expenses, invoices, tax, and cash flow in one dashboard. No accounting degree needed.

Encrypted🇦🇺 AU data SOC 2 14-day free trial Price locked 3 years
LIVE

Cash

$0

Income

$0

Expenses

$0

Profit

$0

Revenue Overview

Income Expenses

Works with every major Australian bank

ANZ
Commonwealth
NAB
Westpac
Bendigo
Macquarie
ING
Suncorp

Export a CSV from your online banking. Drop it into Vaulco. Every transaction auto-categorised in seconds.

Bank names shown for compatibility reference. Vaulco is not affiliated with or endorsed by any of the above.

✦ No bookkeeper required ✦

Six ways your data flows in.

Vaulco meets you where you work — on-site, in the kitchen, behind the till. Pick any or all.

Available now

CSV import

Export from any AU bank, drop it in. AI auto-categorises in seconds.

Available now

Stripe auto-sync

Connect Stripe once — every sale, fee, and refund lands instantly.

Available now

Photo capture

Snap a receipt on your phone. AI reads it, logs it, done.

Available now

Daily Log (text + voice)

"Spent $85 on fuel" — AI parses it into a transaction.

Rolling out

Email forward

Forward supplier invoices to your personal inbox address — parsed + logged.

June 2026

Bank auto-sync (CDR)

Live feeds from CBA, Westpac, NAB, ANZ, Macquarie, ING, Up + 100 more.

Bank auto-sync — why June 2026?

Direct bank feeds in Australia require accreditation under the Consumer Data Right (CDR) — the same security standards as the big banks. Our application is in final review with Cuscal. We'll flip the switch the day it's approved.

Until then, CSV import + Stripe sync + photo capture cover 95% of the workflow. Founding Members get bank sync free on day one when it ships.

Three steps. Two minutes.

No setup wizard. No accounting degree. Just go.

1

Start your trial

Email + password + card. 14-day free trial. Cancel anytime.

10 sec
2

Upload a bank CSV

Export from any AU bank. Every row auto-categorised.

30 sec
3

See your money

Dashboard fills with charts + BAS numbers — instantly.

Instant

Everything you need. Nothing you don't.

Built for business owners, not accountants. (Accountants welcome too, honestly.)

Financial Dashboard

Complete financial picture — income, expenses, profit, trends, all in one view.

Bank Import + AI Categorise

Upload a CSV from any AU bank. Vaulco auto-categorises every transaction.

AU Tax + BAS Built-In

Live tax estimate with ATO brackets. Quarterly BAS worksheet, one-click PDF.

Plus cash flow forecast, smart insights, bill tracking, invoices, BAS worksheet, product margins, rostering, and more.

Built for every AU small business.

Same app for everyone. A few industries get extra defaults — more coming.

Not seeing your industry? You're still welcome.

Vaulco works for every Australian business — the core dashboard, invoices, BAS, reconciliation and tax work for any trade. The industries above just have extra features tailored to their workflows. Tell us what you do — we'll build the industry-specific features you need next.

Tell us your industry
Mobile-first · PWA · No App Store

Runs on your phone. No download required.

Vaulco is a Progressive Web App. Tap “Add to Home Screen” on your phone — it runs like a native app without the App Store gatekeeping, the 30% Apple cut, or the 47 permissions prompt.

Add to home screen

Live

Works offline (view mode)

Live

Responsive on every screen

Live

Push notifications for bills + invoices

Roadmap

Camera receipt scanner

Live

Voice commands (via Aurum AI)

Roadmap
Live today · ready to use

Already shipped. Already working.

12 features in your hands from day one — not “coming soon”. Start Founding Member trial, log in, it all works.

Financial Dashboard

Live

Revenue, expenses, profit, trends — live

CSV Bank Import

Live

Any AU bank export, auto-categorised

Unlimited Invoices

Live

Create, send as PDF, track payment

Unlimited Quotes

Live

Customer accepts online, auto-converts to invoice

Receipt Scanner

Live

Phone camera → AI extracts vendor/amount/GST

Daily Log

Live

Photo, text, or voice — logged in seconds

BAS Estimate

Live

Live GST calc, ready for quarterly lodgement

Cash Flow Forecast

Live

30-day view, updated with every transaction

Aurum AI Assistant

Live

Ask plain-English questions about your finances

EOFY Tax Pack

Live

One-click PDF for your accountant

Business Health Score

Live

0-100 score across 5 dimensions, live

Documents Inbox

Live

Scan any doc — AI classifies + routes

Appointment Bookings

Live

Calendar, staff assignment, industry-aware fields

Coming next 90 days · included free with your 3-year price lock

What's coming next.

Active development. Your Founding Member price lock means every feature below ships free to you the moment it's live.

Flagship · Q3 2026

Meet Aurum — your AI finance assistant.

Ask plain-English questions about your finances. “What was my profit this month?” “Can I afford to hire someone?” “Chase my overdue invoices.” Aurum answers from your live data — and can execute actions for you.

Voice activation Action execution Your data, locally injected

Plus supplier management, auto-reorder, mileage GPS, Shopify sync, and more. Tell us what you'd use most — it moves up the queue.

Side-by-side

How Vaulco stacks up.

Honest comparison against the three biggest AU accounting tools.

FeatureVaulcoOther accounting software
Starting price (AUD/mo)$19From $25
14-day free trial
Price locked for 3 years
AU-native BAS & GST worksheetUsually — sometimes partial
EOFY Tax Pack (1-click)
Business Health Score
Built-in AI that reads your dataBasic chatbot only
Invoice auto-reconciliation
CSV bank import (every AU bank)
Monday weekly digest email
Unlimited invoices on entry tierOften capped
Based on the three largest AU small-business accounting platforms as of April 2026. Features and pricing checked against their public product pages.

See something off? Tell us— we'll check and correct.

Simple pricing. No surprises.

Every plan starts with a 14-day free trial. Cancel anytime.

Your price is locked for 3 years.

Sign up at $19/$29/$49 — same price for 3 full years. Any change after that comes with 90 days' notice, cancel any time.

🎉 Launch offer: 50% off your first 3 months on monthly — auto-applied at checkout.

💡 Or save 21% with annual billing — one payment a year.

Core

$19/month

The essentials for solo operators.

  • Full dashboard + charts
  • Unlimited transactions
  • CSV bank import + auto-categorise
  • Unlimited invoices + quotes
  • Daily Log (photo + text + voice)
  • Cash flow forecast
  • Bill tracking
  • Tax estimate
  • 5 Aurum AI questions/month
Start 14-day trial
Most Popular

Business

$29/month

Most popular — everything you need.

  • Everything in Core
  • Unlimited Aurum AI assistant
  • Bank sync (auto-import) — June 2026
  • Tax reports + BAS/GST
  • PDF invoices + auto-email
  • Budget vs Actuals
  • Product margin tracking
  • +$4/staff (max 2)
Start 14-day trial

Team

$49/month

For 2-5 staff businesses.

  • Everything in Business
  • 5 staff included
  • Rostering + leave
  • Timesheets + clock in/out
  • Shift swap requests
  • Payroll export (ABA-ready)
  • Accountant portal
  • +$4/staff after 5
Start 14-day trial
Best Value

Team+

$69/month

For 6-10 staff businesses.

  • Everything in Team
  • 10 staff included
  • Multi-location (2 locations)
  • Industry vertical features
  • Advanced analytics + labour %
  • API access (basic)
  • Dedicated onboarding call
  • +$4/staff after 10
Start 14-day trial

Custom

Let's talk

For businesses with extra needs.

  • Starts from a paid plan base
  • 20+ staff or multi-location setups
  • Industry-specific add-ons
  • Integration or data migration
  • Priority support + SLA
  • Custom contract & invoicing
Contact us

Questions? Read the FAQ or contact us.

The dashboard actually makes sense. I finally know how my business is doing.

Sarah M. Melbourne

The tax estimate alone saves me hours. I always know where I stand.

Mike T. Sydney

Uploaded my bank statement — everything categorised in seconds.

Priya K. Brisbane

Get in touch.

Questions about Vaulco? Custom plan? We reply within 24 hours.

Ready to see your money clearly?

14-day free trial. Cancel anytime. Set up in 2 minutes.

Start 14-day free trial